Secured Business Loans
Fast, flexible business finance secured against property. Access competitive rates and higher loan amounts with security-backed lending solutions.
Our Secured Lending Solutions
Whether you need a first mortgage, second mortgage, or short-term caveat loan, we connect you with the right secured lending solution for your business.
Why Choose Secured Business Lending?
Lower Rates
Security reduces lender risk, translating to more competitive interest rates.
Higher LVRs
Borrow up to 80% of your property value for business purposes.
Flexible Terms
Terms from 3 months to 5 years depending on your requirements.
Clear Security
Simple security arrangements with property you already own.
Common Uses for Secured Business Loans
- 1
Business Expansion
Fund new locations, equipment purchases, or major growth initiatives.
- 2
Property Acquisition
Purchase commercial premises or investment properties for your business.
- 3
Working Capital
Strengthen cash flow for operations, inventory, or seasonal needs.
- 4
Debt Consolidation
Combine multiple business debts into a single, manageable loan.
- 5
ATO & Tax Debt
Resolve outstanding tax obligations quickly to avoid penalties.
Looking for Unsecured Business Loans?
If you do not have property to use as security, our Cash Flow Lending solutions offer unsecured options based on your business revenue and trading history.
Important — Private Lending Risk Disclosure
Private lending and short-term secured finance involves risks that differ from standard bank lending. Please read this notice carefully before proceeding.
Fees: Brokerage fees become payable upon your signing of the letter of offer. At our discretion, we may allow deferral of payment until settlement — but this does not waive or reduce the obligation to pay. Commitment fees, valuation fees, legal fees, and other costs may be incurred from engagement and are payable regardless of whether the facility proceeds to settlement.
Security interests: Lenders will register a mortgage or caveat over the secured property as a condition of approval. Andorra Private, as your broker, may also hold a registered security interest over the property for unpaid broker fees. These interests remain registered until the loan is settled or all outstanding fees are paid.
We strongly recommend you obtain independent legal and financial advice before signing any loan or fee documents.
Ready to Get Started?
Contact us today to discuss your financing needs. We're here to help you find the right solution.