Home Loans & Residential Investment
NCCP-regulated home lending and residential investment finance — arranged through The Lending Lab, where Nick also operates to ensure his clients are fully supported.
Commercial and Residential — One Point of Contact
Home loans and residential investment lending are regulated under the National Consumer Credit Protection Act (NCCP) and sit outside the scope of Andorra Private. These products are arranged through The Lending Lab.
Nick is an Australian Credit Representative (ACR 530711) authorised under Australian Credit Licence 387856, and a member of the MFAA and AFCA. He works across both Andorra Private and The Lending Lab, which means whether you are buying a home, refinancing, or building a residential investment portfolio alongside your business lending, you deal with the same person who already understands your full financial picture.
For investors and business owners looking to scale their property portfolios, this is a significant advantage. We can structure your commercial and residential lending together, ensuring your borrowing capacity is optimised across both sides.
What The Lending Lab Can Help With
Home Loans
Owner-occupied home purchases, first home buyers, and upgrades with competitive rates from major lenders.
Investment Lending
Residential investment property loans structured to maximise your portfolio growth and tax efficiency.
Refinancing
Refinance to a better rate, consolidate debt, or unlock equity for your next investment or business venture.
Portfolio Structuring
Strategic structuring across residential and commercial portfolios to optimise borrowing capacity.
The Investor & Business Owner Advantage
Most brokers operate in either commercial or residential lending — rarely both. This creates a disconnect where your residential broker does not understand your business structures, and your commercial broker cannot help with your home loan.
Because Nick operates across both Andorra Private and The Lending Lab, your commercial and residential lending is coordinated from day one. This means:
- 1.Optimised borrowing capacity — we structure your business and personal lending to avoid one side cannibalising the other.
- 2.Portfolio scaling — investors and business owners can grow both their residential and commercial portfolios strategically.
- 3.One point of contact — no repeating your story to multiple brokers. Nick understands your complete financial position.
How to Get Started
You can go directly to The Lending Lab, or contact us and Nick will coordinate your residential and commercial lending together.
Go Directly to The Lending Lab
Visit The Lending Lab website for home loans, refinancing, and residential investment lending.
Visit The Lending LabSpeak to Nick Directly
Contact us to discuss your residential and commercial lending needs together. Nick will coordinate everything.
Contact UsNeed Commercial or Business Finance?
For commercial property loans, business acquisition finance, construction lending, asset finance, and corporate finance — you are in the right place.
View Business Finance SolutionsReady to Discuss Your Lending Needs?
Whether commercial or residential, Nick can help you find the right solution. Get in touch today.