Commercial Property Investing
We arrange the finance and connect you with specialist commercial buyers agents who source properties aligned to your investment strategy.
Key Features
Buyers Agent Introductions
We introduce you to specialist commercial buyers agents matched to your investment strategy and target market. Our network covers industrial, retail, office, and mixed-use specialists across Australia.
Rental Reversion Opportunities
Identify properties where current rents sit below market. When leases expire or are renegotiated, rental income increases to market rates — lifting both cash flow and capital value.
High Net Yield Strategies
Target properties with strong passing yields that provide immediate cash-on-cash returns. Ideal for investors prioritising income over capital growth.
Finance Structuring
We structure the lending to match your investment strategy — whether that is maximising leverage, preserving borrowing capacity, or structuring across multiple entities.
Recently Funded Deals
See what's possible with the right finance solution
*Based on real deals settled by Andorra Private. Details may be generalised for confidentiality.
Unregistered MIS — Industrial Warehouse Portfolio
The Scenario
A property syndicate structured as an unregistered managed investment scheme sought finance to acquire a portfolio of large industrial warehouses in regional Victoria.
The Challenge
The syndicate required non-recourse lending with no directors guarantees — a structure many lenders are unfamiliar with. Loan documentation needed to reflect the MIS trust structure correctly, requiring coordination between the client, their solicitor, and the bank's solicitor.
The Solution
We identified a major bank willing to provide a lease-doc facility on a non-recourse basis. We then worked closely with all parties — the client, their legal counsel, and the bank's solicitors — to ensure the loan contracts correctly reflected the trust structure and that no personal guarantees were required.
The Outcome
The facility was successfully arranged with a major bank. The syndicate acquired the warehouse portfolio with no directors guarantees, and all loan documentation was executed correctly on the first pass.
Non-Recourse
Structure
None
Guarantees
Lease-Doc
Facility Type
Major Bank
Lender
Client Testimonials
Hear from our satisfied clients
“Nick as a broker is part of my dream team for not only residential but especially commercial lending and has been nothing short of brilliant! Always calm under pressure and gets the job done. Very proactive and knowledge far superior to other brokers I've worked with. He's also got another option up his sleeve to ensure you achieve your goals. Absolutely no hesitation in recommending Nick for all things finance. Do yourself a favour and have a preliminary chat with Nick.”
Rachael
Commercial Lending
“Nick is an absolute gun at his job. I've been through many brokers over the years, and he is by far the best I've worked with. His knowledge in the commercial space is second to none, and the way he handles the process is completely seamless.”
P
Commercial Finance
“Nick is super professional and highly competent in his craft. He guided me with credible lending options and advice during my commercial property purchase journey. Highly recommended.”
ADS Rawal
Commercial Property
Ready to discuss your options? Get a response within 24 hours.
Start ApplicationHow We Help Commercial Property Investors
Most commercial property investors come to us for finance, but our role goes further. We understand the investment strategies behind each acquisition, and we use that knowledge to introduce you to the right professionals — particularly specialist commercial buyers agents who can source properties you would not find on the open market.
Rather than recommending one generic agent, we match you with a buyers agent whose expertise aligns with your strategy. If you are targeting industrial warehouses in regional areas, we will connect you with an agent who specialises in that sector. If you are looking at metropolitan office buildings with rental reversion upside, we will find someone with the right deal flow.
This approach means your finance and your acquisition strategy work together from day one.
Rental Reversion — Unlocking Hidden Value
Rental reversion is one of the most reliable value-creation strategies in commercial property. It occurs when a property’s current passing rent is below the prevailing market rent. This can happen for a number of reasons — long-term leases with fixed increases that have fallen behind market growth, tenants on legacy terms, or landlords who have not actively managed rent reviews.
When the lease expires or a market rent review is triggered, the rental income resets to current market levels. This directly increases the property’s net income, which in turn lifts the capital value when assessed on a yield basis. For example, a $50,000 increase in annual net income on a property valued at a 6% yield represents approximately $833,000 in capital uplift.
We work with buyers agents who specifically target rental reversion opportunities and can help you identify the size of the reversion gap before you commit to a purchase.
Buy and Hold — Building Long-Term Wealth
The buy-and-hold strategy in commercial property focuses on acquiring well-tenanted assets and holding them for the long term. The goal is a combination of rental income, capital appreciation, and the compounding effect of rising rents over time.
Strong buy-and-hold assets typically feature long lease terms (5–10+ years), national or government tenants, built-in annual rent increases (CPI or fixed), and properties in established commercial precincts with low vacancy.
We structure finance for buy-and-hold investors with a focus on long-term stability — fixed rates where appropriate, interest-only periods to maximise cash flow in the early years, and facilities that allow portfolio growth without requiring frequent refinancing.
High Net Yield and Strong Cash Flows
Some investors prioritise immediate income over capital growth. High net yield strategies target properties that generate strong cash-on-cash returns from day one — typically in regional centres, industrial precincts, or sectors like childcare, medical, and fast food where long leases and high rents are common.
Net yields of 6–8%+ are achievable in the right markets, particularly when the property is leased to a strong covenant tenant on a long-term agreement. The key is matching the yield target with acceptable risk — tenant quality, location fundamentals, and lease structure all need to be assessed together.
We arrange finance that maximises the cash flow benefit. For properties with strong tenancy profiles, lease-doc facilities are often available, meaning approval is based primarily on the rental income rather than your personal financials. This makes it easier to scale a portfolio quickly.
Discuss Your Commercial Property Investing Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
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