Bank Guarantees
Secure contracts, leases, and obligations with bank-backed guarantees. We arrange bank guarantees quickly through our specialist partners, with options to preserve your cash flow through bank guarantee finance.
Key Features
No Cash Deposit Required
Access bank guarantees without tying up cash through our bank guarantee finance option
Fast Turnaround
Online applications with guarantee issuance within days, not weeks
Bank-Backed Security
Unconditional, irrevocable guarantees issued by accredited Australian banks
Flexible Amounts
Guarantees from $15,000 to $500,000+ for a range of business needs
Recently Funded Deals
See what's possible with the right finance solution
*Based on real deals settled by Andorra Private. Details may be generalised for confidentiality.
Unregistered MIS — Industrial Warehouse Portfolio
The Scenario
A property syndicate structured as an unregistered managed investment scheme sought finance to acquire a portfolio of large industrial warehouses in regional Victoria.
The Challenge
The syndicate required non-recourse lending with no directors guarantees — a structure many lenders are unfamiliar with. Loan documentation needed to reflect the MIS trust structure correctly, requiring coordination between the client, their solicitor, and the bank's solicitor.
The Solution
We identified a major bank willing to provide a lease-doc facility on a non-recourse basis. We then worked closely with all parties — the client, their legal counsel, and the bank's solicitors — to ensure the loan contracts correctly reflected the trust structure and that no personal guarantees were required.
The Outcome
The facility was successfully arranged with a major bank. The syndicate acquired the warehouse portfolio with no directors guarantees, and all loan documentation was executed correctly on the first pass.
Non-Recourse
Structure
None
Guarantees
Lease-Doc
Facility Type
Major Bank
Lender
Client Testimonials
Hear from our satisfied clients
“Nick as a broker is part of my dream team for not only residential but especially commercial lending and has been nothing short of brilliant! Always calm under pressure and gets the job done. Very proactive and knowledge far superior to other brokers I've worked with. He's also got another option up his sleeve to ensure you achieve your goals. Absolutely no hesitation in recommending Nick for all things finance. Do yourself a favour and have a preliminary chat with Nick.”
Rachael
Commercial Lending
“Nick is an absolute gun at his job. I've been through many brokers over the years, and he is by far the best I've worked with. His knowledge in the commercial space is second to none, and the way he handles the process is completely seamless.”
P
Commercial Finance
“Nick is super professional and highly competent in his craft. He guided me with credible lending options and advice during my commercial property purchase journey. Highly recommended.”
ADS Rawal
Commercial Property
Ready to discuss your options? Get a response within 24 hours.
Start ApplicationWhat Is a Bank Guarantee?
A bank guarantee is an unconditional and irrevocable undertaking issued by a bank to pay an amount of money to a beneficiary if requested. It provides assurance to landlords, project principals, suppliers, and other counterparties that your financial obligations will be met.
Bank guarantees are commonly required for commercial property leases, construction contracts, government tenders, and supplier agreements. They replace the need to hand over large cash deposits, allowing you to preserve working capital for your business operations.
Bank Guarantee Finance
Traditional bank guarantees require 100% cash security — meaning you must deposit the full guarantee amount with the bank. Bank guarantee finance removes this constraint by providing a lending facility that secures the guarantee on your behalf.
With bank guarantee finance, you can access guarantees up to $500,000 without holding large cash deposits. Rates start from 7.95% p.a., making it a cost-effective way to meet guarantee requirements while keeping your cash available for operations and growth.
Common Uses
Bank guarantees are used across a wide range of business scenarios. Commercial lease security is the most common — landlords require a bank guarantee equal to several months rent as security against the lease.
Construction performance guarantees assure project principals that contractual obligations will be fulfilled.
They are also used for government contracts and tenders, mining and resource industry obligations, supplier payment assurances, and any commercial arrangement where a counterparty requires financial security before entering into an agreement.
How We Help
Andorra Private arranges bank guarantees through specialist partners who offer fast, digital-first processes. We assess your needs and recommend either a cash-secured guarantee or a financed guarantee depending on your cash flow position and business requirements.
Our team handles the application, coordinates with the issuing bank, and ensures the guarantee is delivered quickly — typically within days of application. We also assist with guarantee renewals, amendments, and releases as your business needs evolve.
Discuss Your Bank Guarantees Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
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Start your application today and get a response within 24 hours from our finance specialists.