Business Restructuring Finance
Finance solutions for businesses in transition. Whether you're managing a turnaround, undergoing formal restructuring, or refinancing out of a difficult position, we arrange funding to support your path forward.
Key Features
Turnaround Capital
Working capital to stabilise operations during restructuring
Debt Restructuring
Consolidate and restructure existing debts into manageable facilities
SBR-Aware Lenders
Access to lenders who understand small business restructuring processes
Exit Finance
Refinancing solutions to exit restructuring and return to mainstream banking
Recently Funded Deals
See what's possible with the right finance solution
*Based on real deals settled by Andorra Private. Details may be generalised for confidentiality.
Unregistered MIS — Industrial Warehouse Portfolio
The Scenario
A property syndicate structured as an unregistered managed investment scheme sought finance to acquire a portfolio of large industrial warehouses in regional Victoria.
The Challenge
The syndicate required non-recourse lending with no directors guarantees — a structure many lenders are unfamiliar with. Loan documentation needed to reflect the MIS trust structure correctly, requiring coordination between the client, their solicitor, and the bank's solicitor.
The Solution
We identified a major bank willing to provide a lease-doc facility on a non-recourse basis. We then worked closely with all parties — the client, their legal counsel, and the bank's solicitors — to ensure the loan contracts correctly reflected the trust structure and that no personal guarantees were required.
The Outcome
The facility was successfully arranged with a major bank. The syndicate acquired the warehouse portfolio with no directors guarantees, and all loan documentation was executed correctly on the first pass.
Non-Recourse
Structure
None
Guarantees
Lease-Doc
Facility Type
Major Bank
Lender
Client Testimonials
Hear from our satisfied clients
“Nick as a broker is part of my dream team for not only residential but especially commercial lending and has been nothing short of brilliant! Always calm under pressure and gets the job done. Very proactive and knowledge far superior to other brokers I've worked with. He's also got another option up his sleeve to ensure you achieve your goals. Absolutely no hesitation in recommending Nick for all things finance. Do yourself a favour and have a preliminary chat with Nick.”
Rachael
Commercial Lending
“Nick is an absolute gun at his job. I've been through many brokers over the years, and he is by far the best I've worked with. His knowledge in the commercial space is second to none, and the way he handles the process is completely seamless.”
P
Commercial Finance
“Nick is super professional and highly competent in his craft. He guided me with credible lending options and advice during my commercial property purchase journey. Highly recommended.”
ADS Rawal
Commercial Property
Ready to discuss your options? Get a response within 24 hours.
Start ApplicationFinance During Difficult Periods
Businesses going through restructuring — whether informal turnarounds or formal small business restructuring (SBR) processes — face a critical challenge: accessing capital when traditional lenders have stepped back. Without working capital, even viable businesses can fail to execute their restructuring plan.
Andorra Private works with specialist lenders who provide funding to businesses in transition. We understand the dynamics of restructuring and can arrange facilities that support your turnaround strategy.
Types of Restructuring Finance
Restructuring finance can include working capital facilities to fund ongoing operations, debtor finance to accelerate cash flow, asset-secured loans to release equity from property or equipment, and debt consolidation to simplify and reduce existing obligations.
We assess your situation holistically and recommend the right combination of facilities to stabilise your business and support recovery.
Our Approach to Complex Situations
We specialise in getting deals done in difficult circumstances. Our team has extensive experience working with businesses in distress, insolvency practitioners, and turnaround advisors.
We know which lenders will consider applications from businesses in restructuring and how to present your case effectively.
We provide honest, practical advice — including telling you if a financing solution is not the right answer for your situation.
Exiting Restructuring
Once your business has stabilised, we help you refinance out of higher-cost restructuring facilities and back into mainstream banking. This exit strategy is a critical part of the restructuring finance plan and one we factor in from day one.
Discuss Your Business Restructuring Finance Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
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