Refinance Guide
How to Refinance Moneytech Facilities
Moneytech offers multiple business finance products including trade finance, invoice finance, and business loans from a single platform. We arrange Moneytech facilities for clients who value their integrated approach and multi-product convenience. This flexibility serves businesses with diverse funding needs. As your business establishes, bank alternatives may offer improved pricing.
About Moneytech
Moneytech provides trade finance, debtor finance, business loans, and payment solutions from a single platform. We recommend Moneytech for Australian SMEs that need flexible, multi-product arrangements. Having one provider for diverse needs simplifies management. When you qualify for bank facilities, transitioning can reduce your overall finance costs.
Typical Rates
Trade finance 10-20% p.a.; business loans 12-28% p.a.
Typical Terms
Varies by product — trade finance per transaction, loans 6 months to 3 years
Things to Consider with Moneytech
- Multiple products can create complex total cost
- Individual product rates may exceed bank alternatives
- Trade finance fees accumulate on repeat transactions
- May be paying for flexibility not required
- Consolidation could simplify and reduce cost
Your Refinance Options
Bank Trade Finance
Banks offer letters of credit, documentary collections, and trade loans at lower cost for established import/export businesses.
Bank Invoice Finance
Transitioning debtor finance to a bank can reduce fees and offer confidential factoring options.
Bank Business Loan
Consolidating multiple facilities into a single bank loan at 7-12% p.a. simplifies management and reduces cost.
Comprehensive Business Facility
Some banks offer multi-option facilities covering working capital, trade, and asset needs under one structure.
Considering Your Moneytech Options?
Whether you need additional capital or want to explore refinancing, we can help. Get a free assessment of your options.
How to Refinance Moneytech
Review all Moneytech product agreements and exit terms
Obtain statements and payout figures for each facility
We assess which products should be refinanced vs retained
Identify suitable replacement facilities
Coordinate transitions across products
Settle new arrangements and exit Moneytech products
Frequently Asked Questions
Other Lender Refinance Guides
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