Marine & Boat Finance
Finance for boats, yachts, and commercial vessels. Whether for business or pleasure, we can help you access marine finance.
Key Features
Recreational Boats
Finance for pleasure craft and recreational vessels
Commercial Vessels
Funding for fishing boats, ferries, and work vessels
Flexible Terms
Terms up to 7 years for marine assets
New & Used
Finance available for new and quality used vessels
Marine & Boat Finance Examples
See what's possible with the right finance solution
*These are illustrative examples based on realistic Australian scenarios, not specific client cases.
Transport Fleet Expansion
The Scenario
A growing logistics company needed to add 5 new prime movers to their fleet to service a major new contract with a national retailer.
The Challenge
Traditional bank finance would take 4-6 weeks for approval. The contract required vehicles on the road within 3 weeks.
The Solution
Fleet finance was arranged through a specialist transport lender who understood the industry. Pre-approval was achieved within 48 hours.
The Outcome
All 5 trucks were financed and on the road within 2 weeks. The contract was secured, and the business now services the retailer across three states.
5
Vehicles Financed
$1.8M
Total Finance
48 hours
Approval Time
Manufacturing Equipment Upgrade
The Scenario
A Sydney-based food manufacturer needed to upgrade their production line with new packaging equipment costing $420,000.
The Challenge
The business wanted to preserve working capital for inventory and didn't want to provide property as security for an equipment purchase.
The Solution
A chattel mortgage facility was structured, secured solely against the equipment with a 5-year term and fixed monthly payments.
The Outcome
The new equipment increased production capacity by 40% without impacting cash reserves. The business claimed an instant asset write-off in their tax return.
$420K
Equipment Value
5 years
Term
40%
Capacity Increase
Farm Equipment with Seasonal Payments
The Scenario
A broadacre farmer in Western NSW needed a new header valued at $650,000 before the upcoming harvest season.
The Challenge
Standard monthly repayments did not suit the seasonal nature of farm income. The farmer needed flexibility around harvest periods.
The Solution
Equipment finance was arranged with a seasonal payment structure - reduced payments during off-season and larger payments aligned with harvest cash flow.
The Outcome
The farmer secured the new header in time for harvest. Repayments matched income timing, improving cash flow management significantly.
$650K
Equipment Value
7 years
Term
Seasonal
Structure
Client Testimonials
Hear from our satisfied clients
“Nick is always available to take your calls and provides knowledgeable guidance throughout the entire process.”
Terry M.
Refinancing
“The experience was straightforward - nothing was too difficult and any request was handled promptly by Nick.”
Gabi Y.
Home Loan
“Nick was very thorough from start to end while maintaining quick responsiveness. Highly recommend.”
Nayer G.
Investment Property
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Start ApplicationMarine Asset Finance
Marine finance covers everything from small recreational boats to large commercial vessels. Whether you are buying a runabout for weekend fishing or a commercial fishing boat for your business, we can help.
Marine assets have unique characteristics that require specialist lender understanding. We work with financiers experienced in marine lending who can offer competitive terms.
Recreational Marine Finance
For boats, jet skis, and pleasure craft, we offer chattel mortgage and consumer loan options. Terms typically range from 3-7 years depending on asset type and value.
Both new and quality used vessels can be financed, with deposits typically from 10-20% depending on the asset and your circumstances.
Commercial Marine Finance
Commercial vessels including fishing boats, charter vessels, ferries, and work boats can be financed through chattel mortgage or finance lease structures.
Commercial marine finance considers the earning capacity of the vessel and your business track record. We can structure finance that aligns with seasonal income patterns.
Discuss Your Marine & Boat Finance Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
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