Development Finance
Andorra Private is an Australian development finance brokerage arranging site acquisition, construction and residual stock funding from $250k to $50m+. One broker across the whole project lifecycle — with nil-to-minimal presales, no-QS and no-valuation options available on qualifying projects.
One Broker From Site to Sell-Down
Development funding works best as a planned pathway, not a series of scrambles. We arrange each stage with the next one already in view — so every refinance is a step, not a rescue.
Why Developers Come to Us
Our panel spans specialist development lenders, major banks, non-banks and private credit funds — which is why we can offer structures most brokers cannot.
Nil-to-Minimal Presales
Construction facilities with nil-to-minimal presale requirements are available on qualifying projects — start on site without a presale campaign, subject to lender criteria.
No QS, No Valuation Options
On certain projects we can arrange funding without a quantity surveyor or a formal valuation — cutting weeks and real cost from the process, subject to lender criteria.
Regional Projects Considered
Metro is the core market, but regional sites and projects are genuinely considered on certain deals — at LVRs adjusted for location.
A Home for Trickier Deals
We are known for placing deals other brokers struggle with. Deep, direct relationships across banks, non-banks and private credit funds mean we know which desk will actually write your deal.
Indicative Lending Parameters
A realistic guide to what is achievable across the development lifecycle. Every deal is priced on its metrics — send us yours for an indicative position.
| Product | Loan Size | Max LVR | Term | Repayment | Presales | Indicative Rate* |
|---|---|---|---|---|---|---|
| Residential & Commercial Investment | $250k – $35m | Up to 75% | To 5 years | Interest only | n/a | From 7.50% |
| Residual Stock | $250k – $50m | Up to 75% | To 5 years | Interest only | n/a | From 8.25% |
| Development Site Acquisition | $250k – $50m | Up to 75% | 1 – 3 years | Interest only | n/a | From 9.00% |
| Pre-Development Finance | $250k – $35m | Up to 75% | To 36 months | Interest only | n/a | From 9.00% |
| Subdivided Land Lots | $250k – $35m | Up to 75% | To 36 months | Interest only | n/a | From 9.25% |
| Vacant Land / Land Banking | $250k – $35m | Up to 65% | To 36 months | Interest only | n/a | From 9.25% |
| Construction | $250k – $50m | Up to 70% GRV | To 24 months | Interest capitalised | Nil to minimal | From 10.00% |
* All parameters and rates are indicative only, subject to lender assessment, deal metrics, location and security. Rates shown are per annum, “from” rates for strong metro transactions and will vary with LVR, loan size and term. Minimum loan size $250,000 net funds. All lending is for business or investment purposes.
Acquisition & Pre-Development
Control the site first. Funding for the stage before approvals — and before the banks are interested.
Construction
Senior construction debt from banks, non-banks and private credit — matched to your project type and presale position.
Structured & Mezzanine
When senior debt is not enough — close the gap in the capital stack without giving up the project.
Stock & Exit
Completion is not the finish line. Fund the sell-down, the exit, and the next acquisition.
Test Your Numbers First
Run a first-pass feasibility, size a facility the way a financier does, or read the guides our developer clients use before their first meeting with us.
Development Finance FAQs
Straight answers to the questions developers actually ask.
What We Need to Give You an Answer
The site address, the numbers — purchase price or value, total development cost, gross realisation — and the exit. With those three things we can usually tell you within days whether a deal is fundable and roughly what it will cost.
Got a project that needs funding?
Send us the site, the numbers and the exit. We'll tell you whether it's fundable, which stage of the pathway it needs, and what it realistically costs.