Fast Business Loans
Flexible business funding secured by a 1st or 2nd mortgage — from $20,000 to $2 million, with settlement possible in as little as 24 hours on straightforward matters. No cashflow or financial records needed, and a bad credit score or loan arrears are OK.
Key Features
As Fast as 24 Hours
Approval and settlement possible in as little as 24 hours on straightforward matters — in-house valuations are generally used, which is much faster for everyone involved.
$20k to $2m
Facilities from $20,000 to $2,000,000 secured by a 1st or 2nd mortgage over Australian property.
No Financials Needed
No cashflow statements or financial records required — the loan is assessed on the security property and your exit.
No Payments for 6 Months
A no-repayment option is available for the first 6 months, keeping cash in the business while you put the funds to work.
Flexible, Extendable Terms
Terms from 1 month to as long as you need — and there are no fees to extend the loan term.
Bad Credit OK
A bad credit score or existing loan arrears are OK. We fund companies in any industry, almost anywhere in Australia.
Recently Funded Deals
See what's possible with the right finance solution
*Based on real deals settled by Andorra Private. Details may be generalised for confidentiality.
Unregistered MIS — Industrial Warehouse Portfolio
The Scenario
A property syndicate structured as an unregistered managed investment scheme sought finance to acquire a portfolio of large industrial warehouses in regional Victoria.
The Challenge
The syndicate required non-recourse lending with no directors guarantees — a structure many lenders are unfamiliar with. Loan documentation needed to reflect the MIS trust structure correctly, requiring coordination between the client, their solicitor, and the bank's solicitor.
The Solution
We identified a major bank willing to provide a lease-doc facility on a non-recourse basis. We then worked closely with all parties — the client, their legal counsel, and the bank's solicitors — to ensure the loan contracts correctly reflected the trust structure and that no personal guarantees were required.
The Outcome
The facility was successfully arranged with a major bank. The syndicate acquired the warehouse portfolio with no directors guarantees, and all loan documentation was executed correctly on the first pass.
Non-Recourse
Structure
None
Guarantees
Lease-Doc
Facility Type
Major Bank
Lender
Client Testimonials
Hear from our satisfied clients
“Nick as a broker is part of my dream team for not only residential but especially commercial lending and has been nothing short of brilliant! Always calm under pressure and gets the job done. Very proactive and knowledge far superior to other brokers I've worked with. He's also got another option up his sleeve to ensure you achieve your goals. Absolutely no hesitation in recommending Nick for all things finance. Do yourself a favour and have a preliminary chat with Nick.”
Rachael
Commercial Lending
“Nick is an absolute gun at his job. I've been through many brokers over the years, and he is by far the best I've worked with. His knowledge in the commercial space is second to none, and the way he handles the process is completely seamless.”
P
Commercial Finance
“Nick is super professional and highly competent in his craft. He guided me with credible lending options and advice during my commercial property purchase journey. Highly recommended.”
ADS Rawal
Commercial Property
Ready to discuss your options? Get a response within 24 hours.
Start ApplicationBusiness Funding at the Speed the Deal Needs
Fast Business Loans exist for the moments when the opportunity — or the deadline — will not wait for a bank. Funding is secured by a 1st or 2nd mortgage over Australian property and assessed on the equity in the security and your exit, not on financial statements, tax returns or trading history.
Because valuations are generally performed in-house rather than commissioned externally, the usual weeks of waiting collapse into days — and on straightforward matters, settlement is possible in as little as 24 hours.
Indicative rates start from 1.00% per month for 1st mortgage security and from 1.95% per month for 2nd mortgage security. All rates are indicative only and depend on the security, LVR and exit.
Built to Be Flexible
The loan term runs from as short as 1 month to as long as you need, and there are no fees to extend. A no-repayment option for the first 6 months is available, so the facility can carry itself while the funds do their job.
Credit history is not the gatekeeper here: a bad credit score, defaults or existing loan arrears are OK, provided the security supports the loan and there is a credible exit. We fund companies in any industry, almost anywhere in Australia.
All lending is to companies for business or investment purposes. Every facility is subject to assessment of the security property and exit strategy, and we set out all costs in writing before you commit.
Discuss Your Fast Business Loans Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
Important — Private Lending Risk Disclosure
Private lending and short-term secured finance involves risks that differ from standard bank lending. Please read this notice carefully before proceeding.
Fees: Brokerage fees become payable upon your signing of the letter of offer. At our discretion, we may allow deferral of payment until settlement — but this does not waive or reduce the obligation to pay. Commitment fees, valuation fees, legal fees, and other costs may be incurred from engagement and are payable regardless of whether the facility proceeds to settlement.
Security interests: Lenders will register a mortgage or caveat over the secured property as a condition of approval. Andorra Private, as your broker, may also hold a registered security interest over the property for unpaid broker fees. These interests remain registered until the loan is settled or all outstanding fees are paid.
We strongly recommend you obtain independent legal and financial advice before signing any loan or fee documents.
Ready to Get Started?
Start your application today and get a response within 24 hours from our finance specialists.